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Will new health insurance cover recently diagnosed ADHD?


If a person was diagnosed with ADHD in February and switches to a new health insurance plan in May (due to a new job), will the new insurance company cover the prescription costs as the old one did?

Chances are it will.

Since the new plan is a group plan there is a good chance that there will be no pre-existing condition clause. It also sounds like you went directly from one pan to another. This is another thing in your favor.

Also ADHD is not a major illness like cancer or heart disease. You've got a good chance of getting it covered.

Good Luck

You will have to contact the "new" insurance carrier to find out what exactly this employers policy includes and what preexisting clauses exist. Sometimes there is a waiting period (usually 6-8 months) that the insurance carrier will apply to new policies on preexisting conditions, meaning, that the companies sometimes won't pay for services related to a pre-ex cond for a certain period of time.

Your employer should be able to give you the conditions of the new policy.

If the new plan has the same prescription coverage as the old one did, yes.

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