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Is there health insurance that just covers serious conditions like cancer and is affordable?

I'm 55 retired & uninsured. I've given up hope of finding affordable health care. Recently I needed surgery and had to pay for it myself. When I told my MD he cut his fee from $22,000 to $13,000) and when I needed an MRI I was able to get a "cash" price of $350 if I had insurance they would have charged over $2,000. At the time I was happy but doesn't this illustrate why health care in the US is so screwed up?

You are looking for "Catastrophic Insurance". Catastrophic insurance is a type of fee-for-service health insurance policy that is designed to give protection against, well, a catastrophe. It has VERY low monthly premiums but has a high deductible.

This means that with this plan, routine doctor's visits and prescription costs are more expensive, but monthly premiums are lower. So you take on more out-of-pocket expenses in exchange for lower premiums. If you're healthy, you save money. But if something catastrophic happens (such as cancer), you're covered.

possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/fre... is the resource i have ever had good experience.

Here's a webpage that will explain everything about health care and insurance:

http://www.bargainmedicalcoverage.com

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