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What do people spend on health insurance?


I will soon be graduating from college and am wondering how expensive is the real world. If I get a decent job out of college ($30-$50,000 a year - I don't know if that matters), and I get benefits from my job as a single person, how much does healthcare normally cost a person (excluding copays). How does that work?

MOST people get coverage through their employer.

For a single, healthy young person who's 25, a private good, low/no deductible policy would cost around $250 a month, without maternity coverage.

To add that person to an employer's policy will cost, on average, $400 a month, but the employer usually picks up half the cost, at least - AND, includes maternity coverage.

Family plans are much more expensive. The same plan for a family, privately, would cost around $1200 a month. Employers picking up half, that would leave you with about $600 out of pocket a month - what MY family pays for our group coverage through my husband's employer.

Young people should ALWAYS consider getting insurance on their own and compare that to what the employer offers. Someone coming out of college should spend $100-$200/month tops on insurance (depending on the state you live in) and maternity coverage could be included in that figure, again depending on where you live.

I get insurance through my employer and pay about $45/month for it. It has a $500 deductible and is a really good plan. I don't have dental or vision benefits with it though. When i was paying for an individual policy, I paid $75/month for a $5,000 deductible plan.

Depends on the plan but it usually runs anywhere around $200 and up with out dental and vision for a single person. Your employer may provide it for you after 90 days probation. So, you may not end up paying that much.

About health insurance can be read in http://new-insurance-2009.blogspot.com?q...

I spend the Money on health insurance.

what about this site of All about health Insurance: http://healthinsurance4life.blogspot.com...

Can U find the answer there?

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